
	Don't forget to factor in closing costs when considering a home sale or purchase. Keller Williams Chesterfield is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 314-775-2772 if your needs include a real estate pro experienced in the business side of real estate.

Expected closing costs

There are certain typical costs accompanying closing the sale of a house. These costs are commonly divided between the buyer and seller, as dictated in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Missouri to help lead you through your transaction.

Closing costs that are loan-related (Learn more)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, these taxes are usually collected (Learn more)

Property Taxes
Transfer Taxes and Recording Fees

At closing, these fees are often due (Learn more)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we negotiate your transaction, I'll not only work to get the highest sales price, but I'll also advocate for limited closing costs. And once we've come to an agreement, I'll give a detailed list of the closing costs so you know exactly where your money is going.

Buyers: When buying a house in Saint Louis County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a tolerable range so you're not startled when you come to closing time. I'll be happy to review the GFE with you, answering your questions and highlighting any estimates that seem unusual.

Melanie Cooper Team 16650 Chesterfield Grove Rd. Suite 200 Chesterfield, MO 63005

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