St. Louis Real Estate Blog

NEW PRICE ON 548 ROCKWOOD PARC COURT 

$239,900

LOCATED IN EUREKA MO.

Find out more about this home!


Posted in:General
Posted by Melanie Mitchell - Team Lead/Listing Specialist on January 26th, 2015 12:27 PMLeave a Comment

We are proud to announce that are forces with the Homes for Heroes organization! 

This program offers discounts for firefighters, emergency medical technicians, military and veterans, law enforcement, teachers and healthcare workers when buying, selling, renting, or refinancing a home.

Call us today and found out more information on how you can save when purchasing a new or refinancing!


Posted in:General
Posted by Melanie Mitchell - Team Lead/Listing Specialist on January 21st, 2015 9:49 AMLeave a Comment

January 15th, 2015 3:00 PM

Fannie just released the 97% loan for FIRST TIME BUYERS again.  This has been unavailable for about 3 years and now it is back!  Conventional loan with 3% down (can come from a gift) but FNMA wants decent credit and 2 months of reserves.  All lenders will roll this out soon, but since we sell direct to FNMA, we have the ability to ease up on the overlays that the “others” will add.  This program is a great comparison to the FHA loan, however, FHA will always be the most lenient of loans in our tool belt.

 

                Benefits-

1.            Funds can be a gift

2.            3% seller concessions

3.            Borrower can eventually get rid of PMI and no upfront PMI

4.            PMI rate based on credit score and lower than FHA

5.            May get some homes closed that would not pass FHA

6.            Borrowers are required to take a prepurchase homebuyer class

We also offer the MCM loan- reduced mi but income restricted to 100% of Avg Med Income  


Posted in:General
Posted by Melanie Mitchell - Team Lead/Listing Specialist on January 15th, 2015 3:00 PMLeave a Comment

The Top Six Most Useful Kitchen Additions
 
Summer Travel Savings Modern kitchens are generally built with space and convenience in mind. But if you’re living with an older kitchen, there are easy additions you may want to consider to maximize your available space and cooking area.

The Wall Street Journal’s home and living editors provide their top six suggestions:

  • Kitchen island – A kitchen island can double or triple both food preparation and storage space. An inexpensive portable island can give you space and flexibility.
  • Wall oven – It’s a lot easier to baste a turkey at eye level than it is when it’s below the stove – and there’s something to be said for the extra elbow room it will give you when you are multi-tasking in the kitchen. Lastly, a wall oven with two compartments gives you extra baking space and the availability of convection or rotisserie options.
  • Cabinet organizers, lazy susans and pullout shelves – Easy access to pantry items and pots and pans make food preparation easier and faster. Consider having lazy susans, pull-out shelves and other organizers built into your kitchen cabinets.
  • Pot and pan racks – If cabinet space is an issue, think about wall-mounted racks to keep your most-used pots and pans within easy reach. A trip to the home store or a look online will yield plenty of options.
  • Dishwashers – Today’s large capacity and energy-efficient dishwashers are a boon to the family cook. Install one if you don’t already have one built in – or replace the one you have if it’s more than seven or eight years old.
  • Ventilation system – Experts say that cooking churns out airborne contaminants like nothing else in the home – and even food that smells great while it’s cooking doesn’t smell so good hours or days later. With the right ventilation system, odors and contaminants will become a thing of the past.

Posted in:General
Posted by Melanie Mitchell - Team Lead/Listing Specialist on January 13th, 2015 8:29 AMLeave a Comment

January 6th, 2015 9:06 AM

We are starting off strong for 2015!  Busy as ever!  If you are looking to sell or buy please give us a call or send us an email.  Melanie is our Listing Specialist and Matt & Katie are our buyers agents to serve your needs.

400 Eureka Road under contract

924 Emerald oaks under contract

5375 Paradise Valley Drive new listing

First week of the year!! 


Posted in:General
Posted by Melanie Mitchell - Team Lead/Listing Specialist on January 6th, 2015 9:06 AMLeave a Comment

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